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              Personal pensions

              • Friday, 10 January, 2025
                Moira O'Neill
                Your new year pension tidy up could drag on until spring

                Why is it so difficult to transfer your retirement savings to a new provider?

              • Friday, 10 January, 2025
                Personal Finance
                Quarter of Britons in relationships hide savings from their partners, survey reveals

                Lawyers say secret accounts often come to light during mortgage applications

                A customer uses an ATM
              • Thursday, 9 January, 2025
                Financial ThinkingJonathan Guthrie
                How much money buys you happiness in retirement?

                Money can buy you some happiness, but less than you might think

              • Friday, 3 January, 2025
                LexPensions industry
                Helping boomers spend their retirement funds is harder than it sounds Premium content

                Worries about running out of money makes people frugal and wary of taking any big pension decisions

                Glass jar labelled ‘Pension’ on its side, with coins that have fallen out next to it
              • Thursday, 2 January, 2025
                Personal Finance
                Ten things to tick off your financial to-do list in 2025

                From money-saving work perks to investments and tax planning, resolve to get your finances in shape this new year

                Illustration of a piggy bank and a pencil on an open spiral notebook with a checklist drawn on the page, set on a plain blue background
              • Saturday, 14 December, 2024
                Moira O'Neill
                Why pensions planning can feel like trying to nail jelly to a wall

                For decades, our retirement finances have been a political plaything

                A money safe with a dripping background
              • Thursday, 28 November, 2024
                Pensions
                Pensions savings confidence hits seven-year low, says BlackRock

                Half of those questioned in survey said they cannot afford to save enough for retirement

                An elderly couple sit on a bench
              • Monday, 25 November, 2024
                Pensions industry
                Pushing UK pensions into private markets would deliver ‘tiny’ gains, forecasts show

                Ministers have argued higher fund allocations to private equity and infrastructure would generate better returns

                Sterling banknotes
              • Friday, 22 November, 2024
                Moira O'Neill
                Quick fixes to lower your inheritance tax liability

                Act before pension pots are swept up by the tax net

                Illustration of an elderly woman and her house inside an hourglass
              • Wednesday, 13 November, 2024
                FT Financial Literacy and Inclusion Campaign
                Could TikTok, apps and Gemma Collins boost women’s pensions?

                Scottish Widows study shows more than 2mn UK women will not be able to afford to retire

                Reality TV and social media star Gemma Collins is fronting the Pay Your Pension Some Attention campaign
              • Friday, 8 November, 2024
                Moira O'Neill
                The great post-Budget pensions rethink

                But there are several tools you can use to cut an IHT bill

                Commuters walk along the concourse at London Waterloo station
              • Thursday, 31 October, 2024
                Q&AUK Autumn Budget 2024
                Experts answer your Budget questions

                We responded to readers’ queries about personal finance

              • Wednesday, 30 October, 2024
                UK Autumn Budget 2024
                Closure of UK inheritance tax ‘loophole’ to penalise estates of wealthy pensioners

                Experts say big tax bills could result from Rachel Reeves’ move in the Budget

                Commuters walk during the morning rush hour near the Bank of England in the City of London
              • Wednesday, 30 October, 2024
                Moira O'Neill
                Will investors live to regret their pre-Budget actions?

                Gains may have been locked in too soon in anticipation of a bigger CGT increase

                Rachel Reeves
              • Thursday, 24 October, 2024
                Pension automatic enrolment
                Auto-enrolment drives surge in ‘lost’ UK pensions

                £31bn sitting in unclaimed, inactive or lost savings pots

                Collection of UK banknotes
              • Thursday, 24 October, 2024
                Q&A
                Is it wise to take out my pension tax-free lump sum?

                Investment firms report a rush of clients looking to withdraw cash before the Budget

                Montage image of hands holding a piggy bank over a chancellor’s red box
              • Friday, 18 October, 2024
                Serious MoneyClaer Barrett
                The sun is setting on traditional retirement

                Demographic changes force a rethink, but that’s not necessarily a bad thing

                Illustration of young and old workers as chess pieces on a chess board
              • Saturday, 12 October, 2024
                Serious MoneyClaer Barrett
                Time to hit the pensions panic button

                Possible Budget changes would widen the gulf between public and private sector pension schemes

              • Saturday, 12 October, 2024
                Moira O'Neill
                The couples’ conundrum: joint or separate finances?

                In many cases, it’s best — financially — to go your separate ways

              • Friday, 11 October, 2024
                John Ralfe
                Collective schemes: a false dawn for pensions

                Intergenerational risk-sharing is a much-touted myth

                A member of staff scans a parcel at the Mount Pleasant mail centre in London
              • Tuesday, 8 October, 2024
                Pensions
                Schroders calls for early pension access for first-time buyers

                Asset manager suggests a national lifetime savings plan

                A woman looking at advertisements in an estate agents window in Faversham, Kent
              • Friday, 4 October, 2024
                UK Autumn Budget 2024
                Pension tax breaks: what’s in the Budget line of fire?

                Analysts lay out the range of options at the chancellor’s disposal as Starmer warns of ‘decisions’ on the horizon

                Montage shows a crowd of workers, the HMRC logo, pound notes and a funeral casket
              • Monday, 30 September, 2024
                Special ReportFTfm: Pensions
                Self-employed workers struggle to bridge gap in retirement savings

                Large variations in income and security make it hard for many to plan properly for life after work

              • Saturday, 28 September, 2024
                Personal Finance
                UK pensions in crosshairs if Reeves waters down non-doms overhaul

                Placating wealthy foreigners could shift chancellor’s focus elsewhere, experts say

              • Monday, 23 September, 2024
                Special ReportFTfm: Pensions
                Plotting a path to pension parity

                The gender gap in retirement savings is a problem for women around the world

                An elderly woman is seated at a desk, writing notes in a notebook. In front of her is an open laptop with a document on the screen, and a cup of tea beside it
              Previous page You are on page 1 Next page

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