Accessibility helpSkip to navigationSkip to contentSkip to footer
  • Sign In
  • Subscribe
Open side navigation menuOpen search bar
Financial Times
SubscribeSign In
  • Home
  • World
    Sections
    • World Home
    • Middle East war
    • Global Economy
    • UK
    • US
    • China
    • Africa
    • Asia Pacific
    • Emerging Markets
    • Europe
    • War in Ukraine
    • Americas
    • Middle East & North Africa
    Most Read
    • UK
      Sections
      • UK Home
      • UK Economy
      • UK Politics
      • UK Companies
      • Personal Finance
      Most Read
      • Companies
        Sections
        • Companies Home
        • Energy
        • Financials
        • Health
        • Industrials
        • Media
        • Professional Services
        • Retail & Consumer
        • Tech Sector
        • Telecoms
        • Transport
        Most Read
        • Tech
          Sections
          • Tech Home
          • Artificial intelligence
          • Semiconductors
          • Cyber Security
          • Social Media
          Most Read
          • Russian court approves scandal-hit Wildberries merger
          • AI-powered devices dominate Consumer Electronics Show
          • The uncomfortable truth about social media networks
          • Silicon Valley’s largest start-ups to shun IPOs in 2025
          • Musk calls on California and Delaware to force auction of OpenAI stake
        • Markets
          Sections
          • Markets Home
          • Alphaville
          • Markets Data
          • Crypto
          • Capital Markets
          • Commodities
          • Currencies
          • Equities
          • Wealth Management
          • Moral Money
          • ETF Hub
          • Fund Management
          • Trading
          Most Read
          • Climate
          • Opinion
            Sections
            • Opinion Home
            • Columnists
            • The FT View
            • The Big Read
            • Lex
            • Obituaries
            • Letters
            Most Read
            • Lex
            • Work & Careers
              Sections
              • Work & Careers Home
              • Business School Rankings
              • Business Education
              • Europe's Start-Up Hubs
              • Entrepreneurship
              • Recruitment
              • Business Books
              • Business Travel
              • Working It
              Most Read
              • American Airlines’ use of ‘ESG activist’ BlackRock failed workers, US judge says
              • Do you want the good feedback, or the bad feedback? 
              • The underwear brand that’s neither Victoria’s Secret nor ‘Bridget Jones granny pants’
              • Narcissist CEOs like risky insider trading and are bad at it: study
            • Life & Arts
              Sections
              • Life & Arts Home
              • Arts
              • Books
              • Food & Drink
              • FT Magazine
              • House & Home
              • Style
              • Travel
              • FT Globetrotter
              Most Read
              • HTSI
              1. World
              2. UK
              3. Personal Finance
              MenuSearch
              • Home
              • World
              • UK
              • Companies
              • Tech
              • Markets
              • Climate
              • Opinion
              • Lex
              • Work & Careers
              • Life & Arts
              • HTSI
              Financial Times
              SubscribeSign In

              Personal Finance

              • Friday, 3 January, 2025
                Investment trusts
                Fee change on investment trusts could badly hit manager revenues

                Greencoat UK Wind’s charge shake-up could be copied by other trusts

                Wind turbines alongside solar panels
              • Friday, 3 January, 2025
                Income tax
                Online traders warned to check tax return status

                Deadline looms as Airbnb, eBay and other platforms report individuals’ income

                Parcels being packaged to be sent to customers
              • Thursday, 2 January, 2025
                UnhedgedRobert Armstrong
                The source of 2024’s returns Premium content

                Plus Merton allocation, and the ‘magic’ GDP growth rate

                Trader on floor of the New York Stock Exchange
              • Thursday, 2 January, 2025
                Ten things to tick off your financial to-do list in 2025

                From money-saving work perks to investments and tax planning, resolve to get your finances in shape this new year

                Illustration of a piggy bank and a pencil on an open spiral notebook with a checklist drawn on the page, set on a plain blue background
              • Thursday, 2 January, 2025
                Neal Hudson
                We don't really know how many homes we're building

                Even holiday caravans have been known to skew England’s housebuilding data

                Montage image of builder on a half built roof and a line chart
              • Thursday, 2 January, 2025
                Workplace diversity & equality
                Pensions: the industry where women are in charge

                The sector has a growing share of female leaders, who say they value purpose and work-life balance

                REF ONLY 1 Rachel Elwell  - CEO  Border to Coast Pensions Partnership. 2   Emma Douglas 3 Michelle Ostermann CEO of the Pension protection fund 4 Liz Fernando, CIO at Nest 5 Cassandra Lichnick CEO at Calstrs - handout 6 Carol Young, chief executive USS
              • Thursday, 2 January, 2025
                Swetha Ramachandran
                How to invest in a much-changed China

                While Trump threatens punitive tariffs, investors need to understand how much the country has altered in recent years

              • Wednesday, 1 January, 2025
                Serious MoneyClaer Barrett
                Secrets of an airline points millionaire

                How far will you travel to collect Avios and EuroBonus points in 2025?

                An image appears to depict a stylized world map with interconnected points, a plane symbolizing travel, a calendar with marked dates, and a points tally (“Points: 102”) in the bottom corner
              • Wednesday, 1 January, 2025
                Your QuestionsLucy Warwick-Ching
                Should trusts be included in our divorce settlement?

                My husband and I have separated and are discussing assets to be divided

              • Sunday, 29 December, 2024
                US economy
                US credit card defaults jump to highest level since 2010

                Consumers are ‘tapped out’ after years of high inflation and as pandemic-era savings have evaporated

                A man holds a red credit card in one hand while using a laptop with the other.
              • Friday, 27 December, 2024
                The FT ViewThe editorial board
                The great wealth transfer

                Big inheritances are set to transform economies, markets and society

                Multi-generational family members enjoy Christmas dinner around a table
              • Friday, 27 December, 2024
                What’s the biggest financial mistake you’ve ever made?

                FT writers and readers confess their money blunders, bad investments and inane purchases

              • Friday, 27 December, 2024
                Pensions industry
                Insurers offer pension schemes discounts to meet buyout targets

                Plans pursuing bulk annuity transactions offered multimillion incentives to accelerate deals

                £5, £10, £20 and £50 of bank notes
              • Friday, 27 December, 2024
                UK tax
                Lawyers question Starmer’s ‘misleading’ £3mn farm tax claim

                Headline inheritance duty exemption is difficult to achieve and may involve splitting ownership of the land

                British farmers hold placards saying ‘Starmer the farmer harmer’ and Stop family farms tax’ during a rally in London
              • Friday, 27 December, 2024
                Skin in the GameStuart Kirk
                My answers to your most popular questions this year

                From investing without losing it, to green finance and getting rich quick

              • Tuesday, 24 December, 2024
                Financial ThinkingJonathan Guthrie
                It’s time to cut loose from bad anchor numbers

                Politicians and salespeople frequently seek to tether our thinking to a fixed number — with the aim to nudge us into agreeing to whatever suits them

              • Tuesday, 24 December, 2024
                Private investing
                Free reader event: Quiz Stuart Kirk on his investment plans for 2025

                FT columnists Stuart Kirk, Claer Barrett and Moria O’Neill to take reader questions at online webinar

                Line-up of Stuart Kirk, Moira O’Neill and Claer Barrett
              • Tuesday, 24 December, 2024
                Your QuestionsLucy Warwick-Ching
                What are my mortgage options while I work abroad?

                I plan to keep a property in the UK

              • Tuesday, 24 December, 2024
                Pensions crisis
                Investors call for UK government to reform defined benefit pensions

                Overhaul could free up billions for real estate and infrastructure, asset managers say

                Commuters cross London Bridge
              • Monday, 23 December, 2024
                Investments
                Banks prosper amid best-performing FTSE stocks of 2024

                Higher interest rates boost margins of NatWest and Barclays

              • Monday, 23 December, 2024
                News in-depthPublic sector pensions
                The simple secret behind the UK’s best performing council pension fund

                Banker driving Kensington and Chelsea’s stellar returns explains why he fears the chancellor’s ‘megafunds’

                Quentin Marshall
              • Monday, 23 December, 2024
                UK property
                Agreed UK property sales jump ahead of stamp duty increase

                Zoopla data shows rise ahead of change to levy regime in April

                Homes in West London near White City
              • Friday, 20 December, 2024
                Investments
                Directors’ Deals: Ashtead chief increases stake as shares struggle

                Gloom over rental revenue growth

                A mechanical digger at work
              • Friday, 20 December, 2024
                FT Financial Literacy and Inclusion Campaign
                UK’s elite Marines undergo financial literacy training

                The FT’s Financial Literacy and Inclusion Campaign launches adult education programme for the military

                Recruits doing PT in the gym hall. The Royal Marines commando training centre in Lympstone, Devon.
              • Wednesday, 18 December, 2024
                UK house prices
                London rents rise at record 11.6%

                Landlords in the capital have been passing on higher costs to tenants amid a shortage of properties

                Homes available for rent in London
              Previous page You are on page 2 Next page

              Recommended

              Claer Barrett
              For richer, for poorer: the changing finances of divorce
              Angelina Jolie and Brad Pitt
              Investments
              Stockpickers: Greggs’ snacks provide sustenance for investors too
              Investments
              On the hunt for the UK’s ‘worker bee’ stocks
              Investments
              Directors’ Deals: CRH director buys the dip
              Construction of the Fairmont Hotel in Austin, Texas, with concrete supplied by CRH
              Will ‘pet tech’ products appeal as cost of animal ownership soars?
              A dog models sunglasses from Pose Pets

              Join us at an FT Live event

              Discover unmissable flagship events and members only communities to expand your thinking and elevate your career

              FT Live
              Sort Your Financial Life Out
              Invest for Success in 2025
              Friday, 24 JanuaryDigital Conference
              FT Live
              Financial Advice Forum
              Driving innovation in client-focused advice
              Thursday, 25 September5 More London Pl, Tooley Street, London SE1 2BY, UK
              FT Live
              Global Wealth Management Summit
              Vying for value in a multipolar world
              Wednesday, 5 November222 Marylebone Road, London NW1 6JQ, United Kingdom
              Explore all events

              Useful links

              Support

              View Site TipsHelp CentreContact UsAbout UsAccessibilitymyFT TourCareersSuppliers

              Legal & Privacy

              Terms & ConditionsPrivacy PolicyCookie PolicyManage CookiesCopyrightSlavery Statement & Policies

              Services

              Share News Tips SecurelyIndividual SubscriptionsProfessional SubscriptionsRepublishingExecutive Job SearchAdvertise with the FTFollow the FT on XFT ChannelsFT Schools

              Tools

              PortfolioFT AppFT Digital EditionFT EditAlerts HubBusiness School RankingsSubscription ManagerNews feedNewslettersCurrency Converter

              Community & Events

              FT Live EventsFT ForumsBoard Director Programme

              More from the FT Group

              Markets data delayed by at least 15 minutes. © THE FINANCIAL TIMES LTD 2025. FT and ‘Financial Times’ are trademarks of The Financial Times Ltd.
              The Financial Times and its journalism are subject to a self-regulation regime under the FT Editorial Code of Practice.
              Edition:UK
              International
              Subscribe for full access

              Top sections

              • Home
              • World
                • Middle East war
                • Global Economy
                • UK
                • US
                • China
                • Africa
                • Asia Pacific
                • Emerging Markets
                • Europe
                • War in Ukraine
                • Americas
                • Middle East & North Africa
              • UK
                • UK Economy
                • UK Politics
                • UK Companies
                • Personal Finance
              • Companies
                • Energy
                • Financials
                • Health
                • Industrials
                • Media
                • Professional Services
                • Retail & Consumer
                • Tech Sector
                • Telecoms
                • Transport
              • Tech
                • Artificial intelligence
                • Semiconductors
                • Cyber Security
                • Social Media
              • Markets
                • Alphaville
                • Markets Data
                • Crypto
                • Capital Markets
                • Commodities
                • Currencies
                • Equities
                • Wealth Management
                • Moral Money
                • ETF Hub
                • Fund Management
                • Trading
              • Climate
              • Opinion
                • Columnists
                • The FT View
                • The Big Read
                • Lex
                • Obituaries
                • Letters
              • Lex
              • Work & Careers
                • Business School Rankings
                • Business Education
                • Europe's Start-Up Hubs
                • Entrepreneurship
                • Recruitment
                • Business Books
                • Business Travel
                • Working It
              • Life & Arts
                • Arts
                • Books
                • Food & Drink
                • FT Magazine
                • House & Home
                • Style
                • Travel
                • FT Globetrotter
              • Personal Finance
                • Property & Mortgages
                • Investments
                • Pensions
                • Tax
                • Banking & Savings
                • Advice & Comment
                • Next Act
              • HTSI
              • Special Reports

              FT recommends

              • Alphaville
              • FT Edit
              • Lunch with the FT
              • FT Globetrotter
              • #techAsia
              • Moral Money
              • Visual and data journalism
              • Newsletters
              • Video
              • Podcasts
              • News feed
              • FT Schools
              • FT Live Events
              • FT Forums
              • Board Director Programme
              • myFT
              • Portfolio
              • FT Digital Edition
              • Crossword
              • Our Apps
              • Help Centre
              • Subscribe
              • Sign In