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              2. Pensions
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              Pensions

              • Monday, 9 December, 2024
                UK pensions are £283bn worse off than we thought. Time to panic?

                Bye-bye, buyout

              • Thursday, 5 December, 2024
                Final salary schemes
                UK pensions lifeboat wipes £283bn off defined benefit funding estimates

                ‘Hugely embarrassing’ recalculation puts schemes at a deficit of just over £130bn in 2023

                A £1 coin sits on a dictionary with an explanation of a pension fund below
              • Thursday, 5 December, 2024
                Pensions industry
                Public pension plans and wealth funds to invest more in private markets

                Survey showing demand for private equity and credit comes amid warnings over rapid growth of the sector

                A sign stands in front of California Public Employees’ Retirement System building in Sacramento, California
              • Wednesday, 4 December, 2024
                Your QuestionsLucy Warwick-Ching
                Will my loved ones have to pay tax on my pension when I die?

                I’m worried about the new rules that mean my pension is subject to inheritance tax

              • Thursday, 28 November, 2024
                Pensions savings confidence hits seven-year low, says BlackRock

                Half of those questioned in survey said they cannot afford to save enough for retirement

                An elderly couple sit on a bench
              • Wednesday, 27 November, 2024
                Pensions industry
                Pensions watchdog in strategic shift following government push for ‘megafunds’

                Regulator to change approach to focus on systemic risk as consolidation increases

                Nausicaa Delfas
              • Monday, 25 November, 2024
                Pensions industry
                Pushing UK pensions into private markets would deliver ‘tiny’ gains, forecasts show

                Ministers have argued higher fund allocations to private equity and infrastructure would generate better returns

                Sterling banknotes
              • Monday, 25 November, 2024
                Martin Wolf
                Pensions reform is vital to raise the UK’s dismal savings rate

                This is a once-in-a-generation opportunity to create a system able to enhance both prosperity and security

                A pension scheme letter with a pin in it underneath some pound coins
              • Sunday, 24 November, 2024
                Inheritance
                UK wealth managers warn Reeves over plan to levy inheritance tax on pensions

                AJ Bell boss tells chancellor that ‘complex and costly’ Budget proposal will ‘undermine’ retirement savings system

                A pedestrian holding an umbrella walks in the rain across Westminster Bridge in London with the Houses of Parliament in the background
              • Friday, 22 November, 2024
                Moira O'Neill
                Quick fixes to lower your inheritance tax liability

                Act before pension pots are swept up by the tax net

                Illustration of an elderly woman and her house inside an hourglass
              • Monday, 18 November, 2024
                Pensions industry
                Government could force pension funds to invest more in UK assets

                Further measures may be taken if ‘megafund’ reforms fail to boost domestic investment, says pensions minister

                Emma Reynolds, UK pensions minister
              • Friday, 15 November, 2024
                ExplainerPensions industry
                Rachel Reeves’ plans to reform Britain’s pensions industry

                Proposals expected to lead to rapid consolidation of workplace retirement schemes and reallocation of assets

                Montage shows a series of arrows pointing at a neon pound note sign
              • Friday, 15 November, 2024
                LexPensions industry
                Reeves must go bigger and bolder on local pensions reform Premium content

                If the UK chancellor believes in the benefits of scale, it is not obvious why 8 is the magic number

                Rachel Reeves sits at a table during her Mansion House speech in London
              • Friday, 15 November, 2024
                Serious MoneyClaer Barrett
                Do I need inheritance tax insurance?

                Budget changes prompt wave of interest in life cover to avoid families scrambling to pay tax bills

                Illustration of a hand gripping an hourglass with money falling out the bottom
              • Friday, 15 November, 2024
                Private investing
                Make an appointment to hear our new ‘Investment Clinic’ podcast

                Money Clinic seeks guests who will allow experts to run the rule over their personal investment portfolio

                Logo for the Money Clinic podcast
              • Thursday, 14 November, 2024
                Toby Nangle
                Reeves seeks scale to solve UK pension investment problem

                Chancellor is trying to remove some of the inefficiencies from operating smaller local authority funds

                Pound coin and notes
              • Thursday, 14 November, 2024
                The FT ViewThe editorial board
                Britain’s bold plan to create super funds

                The case for consolidating the UK’s sprawling pension arsenal is strong

                Members of the HS2 Tunnel Boring Machine team manoeuvre the cutterhead into position
              • Wednesday, 13 November, 2024
                Pensions industry
                Reeves to force council pensions to consolidate into 8 ‘megafunds’

                Chancellor to target minimum size for multiemployer defined contribution schemes of £25bn to £50bn

                Chancellor Rachel Reeves talks to the Financial Times at biotech firm Quell in White City in west London on November 13
              • Wednesday, 13 November, 2024
                FT Financial Literacy and Inclusion Campaign
                Could TikTok, apps and Gemma Collins boost women’s pensions?

                Scottish Widows study shows more than 2mn UK women will not be able to afford to retire

                Reality TV and social media star Gemma Collins is fronting the Pay Your Pension Some Attention campaign
              • Monday, 11 November, 2024
                Public sector pensions
                The race to build a £354bn British pensions behemoth

                Reeves’ Mansion House speech will push for faster integration of council retirement schemes

                Manchester, Liverpool and Bradford town halls
              • Friday, 8 November, 2024
                UK economy
                Reeves plans to use £350bn council pension pot to boost UK economy

                Chancellor to set out reform to fragmented local authority funds in Mansion House speech

                Reeves, with Mansion House in background
              • Friday, 8 November, 2024
                UK tax
                UK employers eye staff pension schemes to cut national insurance bills

                More companies intend to use salary sacrifice arrangements to offset Budget tax rises

                Collection of pay advice slips
              • Friday, 8 November, 2024
                Pensions industry
                New Lord Mayor to push pension funds to invest more in London-listed companies

                Alastair King takes office in the Square Mile on Friday and says measure necessary to boost stock market

                The new Lord Mayor of London, Alastair King, photographed at the Mansion House in the City of London
              • Friday, 8 November, 2024
                Moira O'Neill
                The great post-Budget pensions rethink

                But there are several tools you can use to cut an IHT bill

                Commuters walk along the concourse at London Waterloo station
              • Wednesday, 6 November, 2024
                News in-depthFrench politics
                Barnier touches nerve with plan to trim French pensions

                Prime minister’s money-saving proposal hits opposition, despite calls for more intergenerational fairness

                Michel Barnier waves outside the Élysée palace in Paris, France in October 2024
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