Accessibility helpSkip to navigationSkip to contentSkip to footer
  • Sign In
  • Subscribe
Open side navigation menuOpen search bar
Financial Times
SubscribeSign In
  • Home
  • World
    Sections
    • World Home
    • Middle East war
    • Global Economy
    • UK
    • US
    • China
    • Africa
    • Asia Pacific
    • Emerging Markets
    • Europe
    • War in Ukraine
    • Americas
    • Middle East & North Africa
    Most Read
    • UK
      Sections
      • UK Home
      • UK Economy
      • UK Politics
      • UK Companies
      • Personal Finance
      Most Read
      • Companies
        Sections
        • Companies Home
        • Energy
        • Financials
        • Health
        • Industrials
        • Media
        • Professional Services
        • Retail & Consumer
        • Tech Sector
        • Telecoms
        • Transport
        Most Read
        • Tech
          Sections
          • Tech Home
          • Artificial intelligence
          • Semiconductors
          • Cyber Security
          • Social Media
          Most Read
          • Russian court approves scandal-hit Wildberries merger
          • AI-powered devices dominate Consumer Electronics Show
          • The uncomfortable truth about social media networks
          • Silicon Valley’s largest start-ups to shun IPOs in 2025
          • Musk calls on California and Delaware to force auction of OpenAI stake
        • Markets
          Sections
          • Markets Home
          • Alphaville
          • Markets Data
          • Crypto
          • Capital Markets
          • Commodities
          • Currencies
          • Equities
          • Wealth Management
          • Moral Money
          • ETF Hub
          • Fund Management
          • Trading
          Most Read
          • Climate
          • Opinion
            Sections
            • Opinion Home
            • Columnists
            • The FT View
            • The Big Read
            • Lex
            • Obituaries
            • Letters
            Most Read
            • Lex
            • Work & Careers
              Sections
              • Work & Careers Home
              • Business School Rankings
              • Business Education
              • Europe's Start-Up Hubs
              • Entrepreneurship
              • Recruitment
              • Business Books
              • Business Travel
              • Working It
              Most Read
              • American Airlines’ use of ‘ESG activist’ BlackRock failed workers, US judge says
              • Do you want the good feedback, or the bad feedback? 
              • The underwear brand that’s neither Victoria’s Secret nor ‘Bridget Jones granny pants’
              • Narcissist CEOs like risky insider trading and are bad at it: study
            • Life & Arts
              Sections
              • Life & Arts Home
              • Arts
              • Books
              • Food & Drink
              • FT Magazine
              • House & Home
              • Style
              • Travel
              • FT Globetrotter
              Most Read
              • HTSI
              MenuSearch
              • Home
              • World
              • UK
              • Companies
              • Tech
              • Markets
              • Climate
              • Opinion
              • Lex
              • Work & Careers
              • Life & Arts
              • HTSI
              Financial Times
              SubscribeSign In

              Lucy Warwick-Ching

              Communities Editor

              Lucy Warwick-Ching is the communities editor, in charge of developing the FT's commenting strategy. She writes the weekly Your Questions column.

              Previously Lucy was the personal finance digital editor. She produced the FT Money Show podcast, coordinated FT Money’s digital output and wrote for the weekday newspaper and FT.com.

              Email Lucy Warwick-Ching @WarwickChing  on Twitter (link opens in a new browser window)
              • Thursday, 9 January, 2025
                Your QuestionsInsight & Comment
                Should I sign a cohabitation agreement?

                My parents are helping my partner and I to buy a property

                Photo of a happy young couple moving into their new home together
              • Wednesday, 1 January, 2025
                Your QuestionsTax
                Should trusts be included in our divorce settlement?

                My husband and I have separated and are discussing assets to be divided

              • Tuesday, 24 December, 2024
                Your QuestionsInsight & Comment
                What are my mortgage options while I work abroad?

                I plan to keep a property in the UK

              • Wednesday, 11 December, 2024
                Your QuestionsInsight & Comment
                How can I ensure my business runs smoothly after my death?

                I would like to pass my business to my eldest son

              • Wednesday, 4 December, 2024
                Your QuestionsInsight & Comment
                Will my loved ones have to pay tax on my pension when I die?

                I’m worried about the new rules that mean my pension is subject to inheritance tax

              • Wednesday, 27 November, 2024
                Your QuestionsInsight & Comment
                Can my brother and I resolve our financial dispute out of court?

                We are currently fighting over our late mother’s will - and it’s getting nasty between us

              • Wednesday, 20 November, 2024
                Your QuestionsInsight & Comment
                Can I avoid disruption to my child’s education?

                My ex-husband claims he can’t afford the VAT added to our children’s school fees

              • Thursday, 14 November, 2024
                Global Economy
                Q&A: Experts answered your questions on trade and markets in the Trump era

                FT journalists responded to readers’ queries on how the global economy might change under the incoming president

                Montage of Alan Beattie, Brooke Masters and Andy Bounds
              • Wednesday, 13 November, 2024
                Your QuestionsInsight & Comment
                Do I have to pay a year’s rent up front?

                I’m looking for a property for my family while I’m working in London

              • Thursday, 7 November, 2024
                Q&AFT readers respond
                You tell us: US voters chose Trump. Now what?

                FT readers respond to the outcome of the US election

                Montage of Donald Trump and quotation marks
              • Wednesday, 6 November, 2024
                Your QuestionsProperty sector
                Can I purchase a property anonymously?

                I fear my wealth will have an impact on any negotiations

              • Monday, 4 November, 2024
                FT readers respond
                Reader reactions to a potential Trump victory

                With just hours until polling stations open, the race for the White House is too close to call — but what do people around the world think of a possible second Trump presidency?

              • Saturday, 2 November, 2024
                UK Autumn Budget 2024
                Budget Q&A: Readers’ questions answered

                Experts respond to queries about measures announced in the autumn Budget

              • Wednesday, 30 October, 2024
                Your QuestionsInsight & Comment
                Can I make my out-of-work ex-husband pay maintenance?

                He lost his job midway through our divorce and has stopped paying money to me and our child

              • Wednesday, 23 October, 2024
                Your QuestionsInheritance
                Can I replace the executors of my mother’s estate?

                I’m not confident they know what they are doing

              • Wednesday, 16 October, 2024
                Your QuestionsInheritance
                Can I transfer my property to my son to reduce tax liabilities?

                I own a second home in Cornwall and spend a few weeks there every year

              • Wednesday, 9 October, 2024
                Your QuestionsInsight & Comment
                Should we let friends share our nanny?

                How would this work in practice with pay, holiday and tax?

              • Friday, 4 October, 2024
                Q&AThe Big Question
                The Big Question: does age matter in politics? 

                This week, the FT asks readers whether they care about how old leaders are

                Joe Biden and Kemi Badenoch
              • Wednesday, 2 October, 2024
                Your QuestionsInsight & Comment
                How can I best divorce my abusive husband?

                I’m afraid he will put me through economic hell

              • Friday, 27 September, 2024
                Q&AThe Big Question
                Is Labour’s economic outlook too gloomy?

                This week, the FT asks readers whether Starmer’s pessimistic tone is unsettling UK business

                Montage of images. Rachel Reeves on the left, Kier Starmer on the right with a big white question mark in between them
              • Wednesday, 25 September, 2024
                Your QuestionsInsight & Comment
                What investments can I use to limit my inheritance tax liability?

                I’m also considering setting up a trust for my two adult children but am open to other ideas

              • Tuesday, 17 September, 2024
                Your QuestionsFinancial services
                Do I owe UK tax on my crypto assets?

                I’ve had a letter from HMRC; does this mean I've made a mistake on my last tax return?

                Montage of a woman reading a letter with the crown logo of HMRC in the background
              • Wednesday, 11 September, 2024
                Your QuestionsFinancial Advice
                I’m British but I live abroad, so where should I divorce?

                I think I would be better off financially if I filed for divorce in the UK

              • Wednesday, 4 September, 2024
                Your QuestionsInsight & Comment
                Am I better off as a landlord or as an Airbnb host?

                I’ve come into some inheritance and would like to buy a property to rent out but tax is a concern

              • Friday, 30 August, 2024
                Q&AThe Big Question
                What’s next for tax in the UK?

                This week’s Big Question asks readers: should the UK government raise personal taxes to plug a gap in the public finances?

                A montage of a question mark, coin and HMRC logo
              Previous page You are on page 1 Next page

              Useful links

              Support

              View Site TipsHelp CentreContact UsAbout UsAccessibilitymyFT TourCareersSuppliers

              Legal & Privacy

              Terms & ConditionsPrivacy PolicyCookie PolicyManage CookiesCopyrightSlavery Statement & Policies

              Services

              Share News Tips SecurelyIndividual SubscriptionsProfessional SubscriptionsRepublishingExecutive Job SearchAdvertise with the FTFollow the FT on XFT ChannelsFT Schools

              Tools

              PortfolioFT AppFT Digital EditionFT EditAlerts HubBusiness School RankingsSubscription ManagerNews feedNewslettersCurrency Converter

              Community & Events

              FT Live EventsFT ForumsBoard Director Programme

              More from the FT Group

              Markets data delayed by at least 15 minutes. © THE FINANCIAL TIMES LTD 2025. FT and ‘Financial Times’ are trademarks of The Financial Times Ltd.
              The Financial Times and its journalism are subject to a self-regulation regime under the FT Editorial Code of Practice.
              Edition:UK
              International
              Subscribe for full access

              Top sections

              • Home
              • World
                • Middle East war
                • Global Economy
                • UK
                • US
                • China
                • Africa
                • Asia Pacific
                • Emerging Markets
                • Europe
                • War in Ukraine
                • Americas
                • Middle East & North Africa
              • UK
                • UK Economy
                • UK Politics
                • UK Companies
                • Personal Finance
              • Companies
                • Energy
                • Financials
                • Health
                • Industrials
                • Media
                • Professional Services
                • Retail & Consumer
                • Tech Sector
                • Telecoms
                • Transport
              • Tech
                • Artificial intelligence
                • Semiconductors
                • Cyber Security
                • Social Media
              • Markets
                • Alphaville
                • Markets Data
                • Crypto
                • Capital Markets
                • Commodities
                • Currencies
                • Equities
                • Wealth Management
                • Moral Money
                • ETF Hub
                • Fund Management
                • Trading
              • Climate
              • Opinion
                • Columnists
                • The FT View
                • The Big Read
                • Lex
                • Obituaries
                • Letters
              • Lex
              • Work & Careers
                • Business School Rankings
                • Business Education
                • Europe's Start-Up Hubs
                • Entrepreneurship
                • Recruitment
                • Business Books
                • Business Travel
                • Working It
              • Life & Arts
                • Arts
                • Books
                • Food & Drink
                • FT Magazine
                • House & Home
                • Style
                • Travel
                • FT Globetrotter
              • Personal Finance
                • Property & Mortgages
                • Investments
                • Pensions
                • Tax
                • Banking & Savings
                • Advice & Comment
                • Next Act
              • HTSI
              • Special Reports

              FT recommends

              • Alphaville
              • FT Edit
              • Lunch with the FT
              • FT Globetrotter
              • #techAsia
              • Moral Money
              • Visual and data journalism
              • Newsletters
              • Video
              • Podcasts
              • News feed
              • FT Schools
              • FT Live Events
              • FT Forums
              • Board Director Programme
              • myFT
              • Portfolio
              • FT Digital Edition
              • Crossword
              • Our Apps
              • Help Centre
              • Subscribe
              • Sign In