Accessibility helpSkip to navigationSkip to contentSkip to footer
  • Sign In
  • Subscribe
Open side navigation menuOpen search bar
Financial Times
SubscribeSign In
  • Home
  • World
    Sections
    • World Home
    • Middle East war
    • Global Economy
    • UK
    • US
    • China
    • Africa
    • Asia Pacific
    • Emerging Markets
    • Europe
    • War in Ukraine
    • Americas
    • Middle East & North Africa
    Most Read
    • US
      Sections
      • US Home
      • US Economy
      • Investing in America
      • US Companies
      • US Politics & Policy
      • US Presidential Election 2024
      Most Read
      • Companies
        Sections
        • Companies Home
        • Energy
        • Financials
        • Health
        • Industrials
        • Media
        • Professional Services
        • Retail & Consumer
        • Tech Sector
        • Telecoms
        • Transport
        Most Read
        • Tech
          Sections
          • Tech Home
          • Artificial intelligence
          • Semiconductors
          • Cyber Security
          • Social Media
          Most Read
          • Russian court approves scandal-hit Wildberries merger
          • AI-powered devices dominate Consumer Electronics Show
          • The uncomfortable truth about social media networks
          • Silicon Valley’s largest start-ups to shun IPOs in 2025
          • Musk calls on California and Delaware to force auction of OpenAI stake
        • Markets
          Sections
          • Markets Home
          • Alphaville
          • Markets Data
          • Crypto
          • Capital Markets
          • Commodities
          • Currencies
          • Equities
          • Wealth Management
          • Moral Money
          • ETF Hub
          • Fund Management
          • Trading
          Most Read
          • Climate
          • Opinion
            Sections
            • Opinion Home
            • Columnists
            • The FT View
            • The Big Read
            • Lex
            • Obituaries
            • Letters
            Most Read
            • Lex
            • Work & Careers
              Sections
              • Work & Careers Home
              • Business School Rankings
              • Business Education
              • Europe's Start-Up Hubs
              • Entrepreneurship
              • Recruitment
              • Business Books
              • Business Travel
              • Working It
              Most Read
              • American Airlines’ use of ‘ESG activist’ BlackRock failed workers, US judge says
              • Do you want the good feedback, or the bad feedback? 
              • The underwear brand that’s neither Victoria’s Secret nor ‘Bridget Jones granny pants’
              • Narcissist CEOs like risky insider trading and are bad at it: study
            • Life & Arts
              Sections
              • Life & Arts Home
              • Arts
              • Books
              • Food & Drink
              • FT Magazine
              • House & Home
              • Style
              • Travel
              • FT Globetrotter
              Most Read
              • HTSI
              MenuSearch
              • Home
              • World
              • US
              • Companies
              • Tech
              • Markets
              • Climate
              • Opinion
              • Lex
              • Work & Careers
              • Life & Arts
              • HTSI
              Financial Times
              SubscribeSign In

              Insight & Comment

              • Friday, 6 December, 2024
                Skin in the GameStuart Kirk
                Why portfolio rebalancing isn’t zen

                Neither theory nor practice supports diligently adjusting your exposures

              • Wednesday, 4 December, 2024
                Your QuestionsLucy Warwick-Ching
                Will my loved ones have to pay tax on my pension when I die?

                I’m worried about the new rules that mean my pension is subject to inheritance tax

              • Tuesday, 3 December, 2024
                Simon Edelsten
                Are investment trusts still relevant?

                A year away has taught me a lot about the industry — and I still see opportunities on offer

                Combination image of a laptop screen, a chart line and lines of computer code in the background
              • Saturday, 30 November, 2024
                Rich People’s ProblemsJames Max
                How do I stop getting annoyed by everything?

                Rising taxes, public video callers and influencers making a ton of money out of thin air . . .  but getting angry is to miss the point   

              • Saturday, 30 November, 2024
                Personal Finance
                How the Bank of Mum and Dad reshaped the British economy

                Parental support has effects well beyond getting on the housing ladder

              • Friday, 29 November, 2024
                Skin in the GameStuart Kirk
                Stock investors needn’t fear tariffs

                Uncertainty around trade merely increases the equity risk premium

              • Wednesday, 27 November, 2024
                Jonathan Guthrie
                It’s bananas to regard art as an investment

                Enjoy your paintings and sculptures. Just don’t expect a return on what you paid for them

              • Wednesday, 27 November, 2024
                Your QuestionsLucy Warwick-Ching
                Can my brother and I resolve our financial dispute out of court?

                We are currently fighting over our late mother’s will - and it’s getting nasty between us

              • Friday, 22 November, 2024
                Markets InsightCharley Ellis
                The ‘linked benefits’ of index investing

                Compounding reveals the true value of long-term investing and minimising costs

                Young boys, some dressed as cowboys, queuing for a matinee performance in Florida in 1950
              • Friday, 22 November, 2024
                Skin in the GameStuart Kirk
                Why I’m sticking to my guns with my portfolio

                As I reach the two-year anniversary, I find generally sweet returns — with one flaw

              • Friday, 22 November, 2024
                Moira O'Neill
                Quick fixes to lower your inheritance tax liability

                Act before pension pots are swept up by the tax net

                Illustration of an elderly woman and her house inside an hourglass
              • Wednesday, 20 November, 2024
                Your QuestionsLucy Warwick-Ching
                Can I avoid disruption to my child’s education?

                My ex-husband claims he can’t afford the VAT added to our children’s school fees

              • Wednesday, 20 November, 2024
                Jonathan Guthrie
                Investors need to know when to put down the phone

                Smartphone alerts can promote what behaviourists call ‘overtrading’, shredding your returns — and your nerves

                A hand holding a smartphone showing stocks, coins with the Ethereum logo and a downward pink chart line over a thinking cloud background
              • Wednesday, 20 November, 2024
                Special ReportLong-term Growth Champions: Europe
                UK adviser reaps rewards in shifting industry landscape

                True Potential’s revenues have grown rapidly after huge regulatory changes

                A professional headshot of a smiling man wearing a blue suit, white shirt, and blue tie, standing in a modern office setting with blurred glass walls in the background
              • Tuesday, 19 November, 2024
                Markets InsightRobert Buckland
                How to deal with noisy markets

                Some lessons for those investors tempted to chase the Trump trades

                Pile of FT newspapers on a blue background
              • Friday, 15 November, 2024
                Serious MoneyClaer Barrett
                Do I need inheritance tax insurance?

                Budget changes prompt wave of interest in life cover to avoid families scrambling to pay tax bills

                Illustration of a hand gripping an hourglass with money falling out the bottom
              • Friday, 15 November, 2024
                Private investing
                Make an appointment to hear our new ‘Investment Clinic’ podcast

                Money Clinic seeks guests who will allow experts to run the rule over their personal investment portfolio

                Logo for the Money Clinic podcast
              • Friday, 15 November, 2024
                Simon Edelsten
                The art of being a lucky investor

                Play the cards you’re dealt and be adaptable

                The king of spades playing card, with Warren Buffett’s face
              • Thursday, 14 November, 2024
                Adventurous InvestorDavid Stevenson
                ETFs are becoming an active choice for UK investors

                Globally, actively managed ETFs have captured a quarter of flows

                A trader at Pell Hunt stands in front of a bank of screens
              • Wednesday, 13 November, 2024
                Financial ThinkingJonathan Guthrie
                Mean reversion: has AI abolished gravity for share prices?

                Despite the Magnificent Seven, US stocks are predicted to be riding for a fall

                Montage of a hand pointing upwards and an arrow pointing downwards over a wavy chart line and a thinking bubble
              • Wednesday, 13 November, 2024
                Your QuestionsLucy Warwick-Ching
                Do I have to pay a year’s rent up front?

                I’m looking for a property for my family while I’m working in London

              • Saturday, 9 November, 2024
                Consumer trends
                Money dysmorphia: the high earners convinced they are poor

                Younger people in particular have often unfounded worries over lack of funds

              • Friday, 8 November, 2024
                Skin in the GameStuart Kirk
                Why it’s way easier to call US elections than pick stocks

                Even so, I’m yearning to have a go if only to amuse my readers

              • Friday, 8 November, 2024
                Moira O'Neill
                The great post-Budget pensions rethink

                But there are several tools you can use to cut an IHT bill

                Commuters walk along the concourse at London Waterloo station
              • Friday, 8 November, 2024
                Toby Nangle
                Trump mark two and the effect on UK investors

                US stocks have rallied since the election, but the main risk comes from bonds

                Trump supporter and New York trader Walter Lundon showes off his Trump t-shirt
              Previous page You are on page 2 Next page

              Join us at an FT Live event

              Discover unmissable flagship events and members only communities to expand your thinking and elevate your career

              FT Live
              Financial Advice Forum
              Driving innovation in client-focused advice
              Thursday, 25 September5 More London Pl, Tooley Street, London SE1 2BY, UK
              Explore all events

              Useful links

              Support

              View Site TipsHelp CentreContact UsAbout UsAccessibilitymyFT TourCareersSuppliers

              Legal & Privacy

              Terms & ConditionsPrivacy PolicyCookie PolicyManage CookiesCopyrightSlavery Statement & Policies

              Services

              Share News Tips SecurelyIndividual SubscriptionsProfessional SubscriptionsRepublishingExecutive Job SearchAdvertise with the FTFollow the FT on XFT ChannelsFT Schools

              Tools

              PortfolioFT AppFT Digital EditionFT EditAlerts HubBusiness School RankingsSubscription ManagerNews feedNewslettersCurrency Converter

              Community & Events

              FT Live EventsFT ForumsBoard Director Programme

              More from the FT Group

              Markets data delayed by at least 15 minutes. © THE FINANCIAL TIMES LTD 2025. FT and ‘Financial Times’ are trademarks of The Financial Times Ltd.
              The Financial Times and its journalism are subject to a self-regulation regime under the FT Editorial Code of Practice.
              Edition:International
              UK
              Subscribe for full access

              Top sections

              • Home
              • World
                • Middle East war
                • Global Economy
                • UK
                • US
                • China
                • Africa
                • Asia Pacific
                • Emerging Markets
                • Europe
                • War in Ukraine
                • Americas
                • Middle East & North Africa
              • US
                • US Economy
                • Investing in America
                • US Companies
                • US Politics & Policy
                • US Presidential Election 2024
              • Companies
                • Energy
                • Financials
                • Health
                • Industrials
                • Media
                • Professional Services
                • Retail & Consumer
                • Tech Sector
                • Telecoms
                • Transport
              • Tech
                • Artificial intelligence
                • Semiconductors
                • Cyber Security
                • Social Media
              • Markets
                • Alphaville
                • Markets Data
                • Crypto
                • Capital Markets
                • Commodities
                • Currencies
                • Equities
                • Wealth Management
                • Moral Money
                • ETF Hub
                • Fund Management
                • Trading
              • Climate
              • Opinion
                • Columnists
                • The FT View
                • The Big Read
                • Lex
                • Obituaries
                • Letters
              • Lex
              • Work & Careers
                • Business School Rankings
                • Business Education
                • Europe's Start-Up Hubs
                • Entrepreneurship
                • Recruitment
                • Business Books
                • Business Travel
                • Working It
              • Life & Arts
                • Arts
                • Books
                • Food & Drink
                • FT Magazine
                • House & Home
                • Style
                • Travel
                • FT Globetrotter
              • Personal Finance
                • Property & Mortgages
                • Investments
                • Pensions
                • Tax
                • Banking & Savings
                • Advice & Comment
                • Next Act
              • HTSI
              • Special Reports

              FT recommends

              • Alphaville
              • FT Edit
              • Lunch with the FT
              • FT Globetrotter
              • #techAsia
              • Moral Money
              • Visual and data journalism
              • Newsletters
              • Video
              • Podcasts
              • News feed
              • FT Schools
              • FT Live Events
              • FT Forums
              • Board Director Programme
              • myFT
              • Portfolio
              • FT Digital Edition
              • Crossword
              • Our Apps
              • Help Centre
              • Subscribe
              • Sign In